Asset Depletion MOrtgages

Not all borrowers have traditional means of employment or income. There are many people who may fit into non-traditional income categories such as:
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Rate Watch | The Fed Hikes Rates At July 2023 Meeting

The Fed hikes rates again! After pausing its cycle of policy rate hikes in June, the Fed implemented another increase at its July meeting. Many rate watchers hope the 0.25% hike will be the final increase of the year. Future Fed action depends on the economy.
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2023 Mid-Year Housing Update

Things are still happening in the housing market. If there’s one thing I want you to learn from this mid-year update on the home financing market, it’s that we’re still here.
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Understanding the Homebuying Process

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FHFA Increases Area Median Income Limits

Low income just got higher! Some of our "low income" home loan programs are now available for borrowers with higher incomes.
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First-Time Homebuyer Perks

Buying your first home is a monumental step in life, brimming with excitement and a touch of trepidation. It's a decision that carries both the thrill of newfound independence and the weight of significant responsibility.
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What Does Home Price Growth Mean for homebuyers?

In July 2022, rapidly rising interest rates triggered a sudden slowdown in the upward trajectory of home prices and the intense bidding wars that accompanied them. Remarkably, 92% of U.S. markets witnessed monthly home price drops throughout the year. It was a significant shift in the market...
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June is Homeownership Month: Celebrating the Benefits of Owning A home

National Homeownership comes around every year in June. This annual celebration shines a spotlight on the significance of owning a home and the countless benefits it brings to individuals, families, and communities. By becoming a homeowner, people get a step closer to the American dream. Let's...
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The Alternative Documentation Mortgage Program

Emerald Home Loans is proud to introduce our Alternative Documentation Program which offers flexible qualifying for non-traditional borrowers.
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Understanding Loan-Level Pricing Adjustments: A Complete Guide

Tracey Morgan once said,“Bad news travels at the speed of light; good news travels like molasses.”
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