Category: first-time-homebuyer
30
Jan
2023
Buying a Home When Rates Have Risen
Emerald Home Loans
News,
Buy,
Refinance,
First-Time Homebuyer,
Blog
Its true rising interest rates can make a big difference in your monthly mortgage payment. But interest rates are only one factor in the cost of financing a home. The market changes that typically come with rising rates can be beneficial and even help mitigate higher payments.
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17
Jan
2023
Housing Market Predictions For 2023: Will Rates Drop?
Emerald Home Loans
News,
Buy,
First-Time Homebuyer
We are well into the new year now and the housing market is still experiencing constant shifts and changes which leaves many people wondering what will mortgage rates be like in 2023 and will home prices decline? We have the answers and insight to all these questions and more.
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22
Dec
2022
How To Make An Offer On A Home
Emerald Home Loans
Insider,
Buy,
First-Time Homebuyer,
Blog
New Year, New Home? Understanding how to make an offer on your dream home will be key to getting the best deal possible. And we’ve got the “how-to” guide just for you; and there’s only easy steps to follow. We’ll outline them below.
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21
Nov
2022
Renting vs. Owning Your Own Home
Emerald Home Loans
Buy,
First-Time Homebuyer
Let’s compare the costs and benefits of renting and owning.
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07
Nov
2022
NJ Conventional Down Payment Assistance Program Increases To $15,000
Emerald Home Loans
News,
Buy,
First-Time Homebuyer,
Product,
Mortgage Product
Now home buyers can dream even bigger! The New Jersey Conventional Down Payment Assistance (DPA) Program has increased to $15,000 for properties in certain New Jersey counties*. This program was created to provide first-time home buyers a flexible and affordable option for purchasing a home.
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06
Sep
2022
Why Should I Get Pre-Approved for a Mortgage Loan?
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer
It's always been a good idea, but lately, it's become even more important to get pre-approved before you start your home search.
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15
Aug
2022
Property Types
Emerald Home Loans
Insider,
Buy,
First-Time Homebuyer
When it’s time to buy a new home, it helps to know not only where you want to live, but also what type of home you’ll choose.From single family homes to condos and townhouses, each property type has unique characteristics to understand before you buy.
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31
May
2022
June Is Homeownership Month
Emerald Home Loans
Insider,
Buy,
First-Time Homebuyer,
Blog
More than ever, we have realized that our homes are so much more than the houses we live in. Over the past couple of years, they’ve become our workplaces, schools for our children, and a safe place where we’ve weathered the most challenging moments of a worldwide pandemic. From rural counties to...
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11
Mar
2022
Delayed Financing Gives Homebuyers Cash Power
Emerald Home Loans
Insider,
Buy,
First-Time Homebuyer,
Blog,
Product,
Mortgage Product
In many areas, prospective homebuyers understand how difficult the housing market has been. Inventory is tight, prices are up, and competition is intense. In fact, the nation is experiencing one of the most competitive housing markets in history. If you’ve been searching for a home, you can agree.
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14
Feb
2022
Down Payment Game Plan
Emerald Home Loans
Buy,
First-Time Homebuyer,
Mortgage Product
Struggling to save up for a down payment on a new home?
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