Category: first-time-homebuyer

The New Enhanced HomeReady® Program

Exciting news. The new enhanced HomeReady program is increasing access to homeownership!
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Monmouth County, NJ’s First-Time Homebuyers Assistance Program

Are you dreaming of owning your first home but struggling to navigate the complex world of down payments and closing costs? Look no further! TheMonmouth County, NJ First-Time Homebuyers Assistance Programis here to turn your homeownership aspirations into reality. In this blog, we'll explore the...
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Your Step-By-Step Roadmap To Mortgage Pre-Approval

GETTING STARTED ON YOUR HOME BUYING JOURNEY Getting a home loan may feel like an epic journey at times, but with the right guidance it can be easily conquered. Before you begin, reach out to a Emerald Home Loans Loan Officer to discuss your financial situation so we can work on a plan to get you...
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Leverage Your Home’s Equity for A Brighter 2024

In the ever-evolving landscape of personal finance, leveraging your assets to secure a brighter future has become a prevailing theme. If you're still grappling with high-interest debts from last year or envisioning major life changes, your home's equity could be the key to unlocking newfound...
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Insider Tips for Getting the Best Mortgage Interest Rate

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NJ Smart Start Plus First-Generation Down Payment Assistance Program

Exciting News for Aspiring Homebuyers in New Jersey! We’re excited to announce that the state of New Jersey will now offer a new home buying program that’s set to transform the landscape of homeownership, offering an enhanced and more affordable path for first-time home buyers to turn their...
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6 Reasons Why Your First Home Should be a Multi Family Property

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Renting vs Owning: Common Considerations

In case you’re still deciding let’s see how they compare.
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Mortgage News:Fannie Mae Approves 5% Down Payment for Multi-Unit Homes

Exciting developments are underway in the mortgage industry, and we're here to bring you the most significant breakthrough in the mortgage world in the past decade.
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Credit tips and Helpful Resources

A good credit score is important for more reasons than just obtaining new credit. These days, it can factor into everything from landing a new job to getting the best deal on your insurance policies.It's more important than ever to avoid late payments on your mortgage!
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