Category: first-time-homebuyer

What You Need to Know About Down Payment Gift Money

Are you getting gift money to use for the down payment of your new home? If so, here are a few things you must know before funds start changing hands.
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Down Payment Gift Money for Home Buyers – The Perfect Holiday Gift

The holidays are quickly approaching. ‘Tis the season for giving!
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What is a Debt-To-Income Ratio?

If you’re wondering how much home loan you may be able to qualify for, you need to know about DTI—Debt to Income Ratio.
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Conventional Loan limits have increased again!

ConventionalLoan Limitsare increasing effective immediately! As home prices continue to rise, this update gives home buyers more wiggle room to qualify.
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Escrow Accounts and How They Work

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First-Time Home Buyers - You Have Options!

It’s no lie, the housing market has been wild. If you’re a first-time homebuyer, don’t lose faith in finding your first home. You have options. Sometimes thinking outside the box can lead you in the right direction. Here are a few things to consider:
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Townhouse Living

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Homeownership Is Possible with Student Loans: New FHA Guidelines

If student loans are keeping you or someone you know from homeownership, help may have arrived.
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VA Home Loans

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No Money Down FHA Loan

Are you excited about the thought of owning your own home, but short on funds? Perhaps rising home prices are stopping you from the dream of homeownership.
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