Category: finances
06
Sep
2022
Why Should I Get Pre-Approved for a Mortgage Loan?
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer
It's always been a good idea, but lately, it's become even more important to get pre-approved before you start your home search.
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30
Jun
2022
Our Jumbo Loans Are Sizzling Hot! Jumbo loans are in high demand especially in today's competitive housing market. It might be because of their competitive interest rates and flexible loan requirements. But it’s more than that.
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21
Jun
2022
If you’ve purchased your home with a down payment lower than 20% of the purchase price, you’re likely paying each month for private mortgage insurance (PMI).
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21
Feb
2022
You may have heard the term rate lock before. Rate locks can save you thousands of dollars over the time you hold the mortgage loan, but what exactly are they and how do they work?
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02
Feb
2022
Pre-Approval Is Key for Home Buyers in 2022
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Covid-19
When it comes to homebuying, knowing what you can afford should always be step number one. In today’s housing market, a real estate agent or seller is going to want to know if you’ve been pre-approved by a mortgage lender.
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06
Dec
2021
What You Need to Know About Down Payment Gift Money
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Blog
Are you getting gift money to use for the down payment of your new home? If so, here are a few things you must know before funds start changing hands.
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23
Nov
2021
Rates could be moving up!
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10
Nov
2021
Down Payment Gift Money for Home Buyers – The Perfect Holiday Gift
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Giving Back,
Mortgage Product
The holidays are quickly approaching. ‘Tis the season for giving!
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18
Oct
2021
What is a Debt-To-Income Ratio?
Emerald Home Loans
Finances,
Buy,
First-Time Homebuyer
If you’re wondering how much home loan you may be able to qualify for, you need to know about DTI—Debt to Income Ratio.
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