Category: finances
12
Aug
2024
An old rule of thumb suggested you would need a 1% rate drop to makerefinancingworthwhile. This adage was from a time when average loan amounts were far smaller. However, in today's market, even a smaller decrease in your interest rate can lead to significant savings over the life of your loan.
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14
Mar
2024
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Managing Rising Debt: How Mortgage Refinancing Offers Relief
Emerald Home Loans
Finances
22
Feb
2024
The New Enhanced HomeReady® Program
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Blog,
Product,
Mortgage Product
Exciting news. The new enhanced HomeReady program is increasing access to homeownership!
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30
Jan
2024
Monmouth County, NJ’s First-Time Homebuyers Assistance Program
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Blog,
Product,
Mortgage Product
Are you dreaming of owning your first home but struggling to navigate the complex world of down payments and closing costs? Look no further! TheMonmouth County, NJ First-Time Homebuyers Assistance Programis here to turn your homeownership aspirations into reality. In this blog, we'll explore the...
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08
Jan
2024
Your Step-By-Step Roadmap To Mortgage Pre-Approval
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer
GETTING STARTED ON YOUR HOME BUYING JOURNEY Getting a home loan may feel like an epic journey at times, but with the right guidance it can be easily conquered. Before you begin, reach out to a Emerald Home Loans Loan Officer to discuss your financial situation so we can work on a plan to get you...
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02
Jan
2024
Leverage Your Home’s Equity for A Brighter 2024
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Renovation,
Blog,
Product
In the ever-evolving landscape of personal finance, leveraging your assets to secure a brighter future has become a prevailing theme. If you're still grappling with high-interest debts from last year or envisioning major life changes, your home's equity could be the key to unlocking newfound...
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04
Dec
2023
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Insider Tips for Getting the Best Mortgage Interest Rate
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer
29
Nov
2023
On November 28, 2023, the Federal Housing Finance Agency (FHFA) announced an increase in the maximum conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2023.
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24
Oct
2023
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6 Reasons Why Your First Home Should be a Multi Family Property
Emerald Home Loans
News,
Finances,
Buy,
First-Time Homebuyer
11
Oct
2023
Renting vs Owning: Common Considerations
Emerald Home Loans
Finances,
Buy,
First-Time Homebuyer,
Blog
In case you’re still deciding let’s see how they compare.
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