Category: finances
06
Dec
2021
What You Need to Know About Down Payment Gift Money
Emerald Home Loans
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Finances,
Buy,
First-Time Homebuyer,
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Are you getting gift money to use for the down payment of your new home? If so, here are a few things you must know before funds start changing hands.
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23
Nov
2021
Rates could be moving up!
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10
Nov
2021
Down Payment Gift Money for Home Buyers – The Perfect Holiday Gift
Emerald Home Loans
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Finances,
Buy,
First-Time Homebuyer,
Giving Back,
Mortgage Product
The holidays are quickly approaching. ‘Tis the season for giving!
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18
Oct
2021
What is a Debt-To-Income Ratio?
Emerald Home Loans
Finances,
Buy,
First-Time Homebuyer
If you’re wondering how much home loan you may be able to qualify for, you need to know about DTI—Debt to Income Ratio.
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23
Sep
2021
Here’s how the rate news could affect your mortgage If you follow the financial news, you know that the Fed recently had one of their scheduled meetings to discuss and comment on policy.
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27
Jul
2021
Homeownership Is Possible with Student Loans: New FHA Guidelines
Emerald Home Loans
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News,
Finances,
First-Time Homebuyer,
Blog
If student loans are keeping you or someone you know from homeownership, help may have arrived.
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24
Jun
2021
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MarketMinute | Housing Stats & More!
Emerald Home Loans
News,
Finances,
Buy,
Markets in a Minute,
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21
May
2021
If you’re in the market to buy a home in the coming months, you may already have discovered that the competition is tight and the inventory is low in many areas of the country.
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12
May
2021
Mortgage forbearance provided a lifeline for many homeowners during the COVID-19 pandemic. In February 2021, according to an article on Forbes.com, 2.7 million homeowners were enrolled in forbearance plans.
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22
Mar
2021
Tax season is upon us. For some, the thought of the word “taxes” may spark anxiety, but for others, it may inspire hope of a tax refund. (Que the confetti!) If you’ve purchased a house this year, you might be excited about the possible tax benefits homeownership brings. What do all of these tax...
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