Category: finances

Why Should I Get Pre-Approved for a Mortgage Loan?

It's always been a good idea, but lately, it's become even more important to get pre-approved before you start your home search. 
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the Jumbo Mortgage program

Our Jumbo Loans Are Sizzling Hot! Jumbo loans are in high demand especially in today's competitive housing market. It might be because of their competitive interest rates and flexible loan requirements. But it’s more than that.
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Private Mortgage Insurance What Is It and When Can You Cancel PMI?

If you’ve purchased your home with a down payment lower than 20% of the purchase price, you’re likely paying each month for private mortgage insurance (PMI).
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What Does The Fed's Rate Hike Mean For Mortgages?

They did it again!
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What iS A Mortgage Rate Lock?

You may have heard the term rate lock before. Rate locks can save you thousands of dollars over the time you hold the mortgage loan, but what exactly are they and how do they work?
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Pre-Approval Is Key for Home Buyers in 2022

When it comes to homebuying, knowing what you can afford should always be step number one. In today’s housing market, a real estate agent or seller is going to want to know if you’ve been pre-approved by a mortgage lender.
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What You Need to Know About Down Payment Gift Money

Are you getting gift money to use for the down payment of your new home? If so, here are a few things you must know before funds start changing hands.
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What does a good Inflation Fight Mean for Markets and Rates?

Rates could be moving up!
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Down Payment Gift Money for Home Buyers – The Perfect Holiday Gift

The holidays are quickly approaching. ‘Tis the season for giving!
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What is a Debt-To-Income Ratio?

If you’re wondering how much home loan you may be able to qualify for, you need to know about DTI—Debt to Income Ratio.
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