16
May
2022
Should You Use a Cash-Out Refinance to Consolidate High-Interest Debt?
Emerald Home Loans
Many homeowners refinance to pay off debt that has built up over time, such as credit cards and auto loans. If you find yourself struggling with high-interest debt, you’re not alone. According to Experian, the average American household has $92,727 in personal debt.
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16
May
2022
Benefits of A Cash-Out Refinance
Emerald Home Loans
Mortgage Product
Buying a home is certainly one of the biggest financial investments you’ll ever make. Keeping a home as comfortable and up to date as possible is key to loving the home you’re in. However, sometimes it’s difficult to come up with extra cash for home renovations and repairs. If you find yourself in...
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16
May
2022
HELOC vs. Cash-Out Refinance
Emerald Home Loans
The value of most homes has been on the rise. If you’re in need of cash to replace the roof, update the kitchen, pay for education, or help finance a new place for the kid who’s back from college and living rent-free in the basement, your home's rising value may provide the leverage you need to...
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10
May
2022
Debt Consolidation Calculator
Emerald Home Loans
Did you know that interest savings may be hiding in your mortgage? When you think of a mortgage loan, you typically think of interest costs. But if you consolidate other debts into your mortgage, you can start thinking of interest savings instead.
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09
May
2022
Top 2022 Home Renovations for Maximum ROI
Emerald Home Loans
If you’re planning on selling your house in 2022 or if you’re looking to tackle some home renovation projects, we’ve got the top renovations that will give you the highest return on your investment. Find out what’s trending this year and learn about our Home Renovation Mortgage Loans.
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05
May
2022
The Fed Increased Rates | What Does This Mean For You?
Emerald Home Loans
If you haven't already heard the news, interest rates are on the rise. The Fed promised, and they delivered in their meeting this week.
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03
May
2022
NJ Conventional Down Payment Assistance Program
Emerald Home Loans
If you’re a first-time home buyer looking to purchase a home, then you’re familiar with the high ticked price tags these homes come with. They have certainly skyrocketed. It’s common to feel discouraged and to feel as if homeownership is out of reach these days, but we’ve got good news. Luckily,...
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25
Apr
2022
May is Home Remodeling Month
Emerald Home Loans
It's that time of year when many of us start making updates to our homes. May is Home Remodeling Month and Emerald Home Loans is celebrating all month long! Be sure to visit our Facebook and Instagram pages for remodeling inspiration, trends, and information regarding home improvement.
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11
Apr
2022
An Energy Efficient Mortgage – Does it Even Exist?
Emerald Home Loans
Green mortgages do exist, but what exactly are they? Green mortgages are an environmentally friendly type of home loan. How do you make a mortgage environmentally friendly; you might ask? Green mortgages, also known as Energy Efficient Mortgages (EEM), are a special type of loan designed to make...
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01
Apr
2022
3 Tips for Single Home Buyers
Emerald Home Loans
The thought of buying a home on your own as a single home buyer can be intimidating. If you’re making this leap, it’s going to take careful planning and the right team of experts.
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