06
Dec
2021
What You Need to Know About Down Payment Gift Money
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Blog
Are you getting gift money to use for the down payment of your new home? If so, here are a few things you must know before funds start changing hands.
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02
Dec
2021
FHA Increases Loan Limits for 2022
Emerald Home Loans
News
The Federal Housing Agency (FHA) has just increased the amount of money that can be borrowed through its mortgage programs by more than $64k in most areas. In high cost locations, the increase is even greater. New limits will take effect in 2022.The increases will allow more borrowers to take...
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30
Nov
2021
On November 30, 2021 the Federal Housing Finance Agency (FHFA) announced an increase in the maximum conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2022.
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29
Nov
2021
Work From Home Design Considerations
Emerald Home Loans
Renovation,
Covid-19,
Mortgage Product
Want to create a home office to call your own? Before getting started you’ll want to take into consideration functionality as well as aesthetics. We’ve got some design tips to help you get started!
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23
Nov
2021
Rates could be moving up!
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23
Nov
2021
Tap Into Your Home equity with a cash-out Refinance
Emerald Home Loans
Refinance
The holiday season is officially here. Why not tap into your home equity with a Cash-Out Refinance? A Cash-Out Refinance can be a good way to pay for those home improvements you’ve been longing to get done.
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10
Nov
2021
Down Payment Gift Money for Home Buyers – The Perfect Holiday Gift
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Giving Back,
Mortgage Product
The holidays are quickly approaching. ‘Tis the season for giving!
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25
Oct
2021
Create Your Work From Home Office with a Home Renovation Loan
Emerald Home Loans
Renovation
Is working from home becoming more permanent? Is your living room suddenly becoming your living office? Perhaps you’re running out of space? Whatever the reason, it’s more important than ever to have a functional and productive home office.
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18
Oct
2021
What is a Debt-To-Income Ratio?
Emerald Home Loans
Finances,
Buy,
First-Time Homebuyer
If you’re wondering how much home loan you may be able to qualify for, you need to know about DTI—Debt to Income Ratio.
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12
Oct
2021
Conventional Loan limits have increased again!
Emerald Home Loans
Insider,
News,
Buy,
First-Time Homebuyer
Conventional Loan Limits are increasing effective immediately! As home prices continue to rise, this update gives home buyers more wiggle room to qualify.
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