30
Jan
2023
Buying a Home When Rates Have Risen
Emerald Home Loans
News,
Buy,
Refinance,
First-Time Homebuyer,
Blog
Its true rising interest rates can make a big difference in your monthly mortgage payment. But interest rates are only one factor in the cost of financing a home. The market changes that typically come with rising rates can be beneficial and even help mitigate higher payments.
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23
Jan
2023
How to Choose the Best Mortgage for You
Emerald Home Loans
Borrowers typically know about 30- and 15-year fixed rate mortgage loans, yet there are dozens of different loan types beyond just those.
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17
Jan
2023
Housing Market Predictions For 2023: Will Rates Drop?
Emerald Home Loans
News,
Buy,
First-Time Homebuyer
We are well into the new year now and the housing market is still experiencing constant shifts and changes which leaves many people wondering what will mortgage rates be like in 2023 and will home prices decline? We have the answers and insight to all these questions and more.
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03
Jan
2023
Investment Funds May Be Hiding In Your Mortgage
Emerald Home Loans
Did you know that investment funds may be hiding in your mortgage? It's true! You may have more to invest than you think.
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22
Dec
2022
How To Make An Offer On A Home
Emerald Home Loans
Insider,
Buy,
First-Time Homebuyer,
Blog
New Year, New Home? Understanding how to make an offer on your dream home will be key to getting the best deal possible. And we’ve got the “how-to” guide just for you; and there’s only easy steps to follow. We’ll outline them below.
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13
Dec
2022
5 Biggest Questions This Holiday Season About Real Estate & Mortgages
Emerald Home Loans
As we gather with family and friends this holiday season you know what that means. There’s going to be lots of talk about the real estate market, mortgages, and interest rates; especially if you have an aunt, uncle, mother, father, cousin, or friend who’s house hunting.
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06
Dec
2022
Great News for Homebuyers | New Loan Limits for 2023
Emerald Home Loans
There could be savings on the table for home buyers in 2023!
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02
Dec
2022
The Federal Housing Agency (FHA) has just increased the amount of money that can be borrowed through its mortgage programs by more than $51k in most areas. In high cost locations, the increase is even greater. New limits will take effect in 2023.The increases will allow more borrowers to take...
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30
Nov
2022
Conforming Loan Limits Increase for 2023
Emerald Home Loans
On November 29, 2022, the Federal Housing Finance Agency (FHFA) announced an increase in the maximum conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2023.
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21
Nov
2022
Renting vs. Owning Your Own Home
Emerald Home Loans
Buy,
First-Time Homebuyer
Let’s compare the costs and benefits of renting and owning.
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