It's a Great Time to Spring Into a New Home

Spring is usually the busiest time of year for the housing market. This past year, it stayed busy right through the winter. After all, it’s hard to resist the lure of home offices, open spaces and big kitchens when you’re spending so much time at home.If you've put a move on hold because you've...
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Tax Benefits of Homeonwerhsip - Buying, Owning & Selling

Tax season is upon us. For some, the thought of the word “taxes” may spark anxiety, but for others, it may inspire hope of a tax refund. (Que the confetti!) If you’ve purchased a house this year, you might be excited about the possible tax benefits homeownership brings. What do all of these tax...
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Use your stimulus check or tax refund to buy your dream home!

With stimulus and tax refunds hitting bank accounts, now's a great time to talk about a new home.
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Spring Guide to Buying a Home

Buying a home whether it’s your first time or you’re a seasoned home buyer, is a big deal! And at  Emerald Home Loans, we want you to have a great home buying experience from start to finish.
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EHL's Market Minute | Inventory is Affecting Home Sales

   
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Protecting Your Credit During COVID-19

Protecting your credit score during this time is extremely important. We encourage you to be proactive in monitoring your credit, staying on top of personal finances, and using resources that are available to you. The three major U.S. credit reporting agencies Equifax, Experian and TransUnion...
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Closing Your Home Refinance

When closing your home refinance there are a few basics you need to know in advance. 
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What is a Written Verification of Employment

What is a Written Verification of Employment and why is it so important?
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Where Are Mortgage Rates Headed in 2021?

After a string of record-breaking low mortgage rates last year, 2021 has ushered in a new direction for rates. Unfortunately, that direction is up.It’s not all bad news though. Rates are rising due to expectations that trillions in new economic stimulus will spur a faster economic recovery.The...
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Rising Rates & Affordability

Interest rates will eventually start to climb. When rates rise your affordability dwindles. This can hurt both buyers and sellers. 
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