FHFA Increases Fees On Certain High-Balance and Second-Home Loans

The Federal Housing Finance Agency (FHFA) recently announced increases to upfront fees for certain high-balance and second-home loans. These changes are in effect for loans delivered on and after April 1st, but will affect rates well in advance, so if you’ve been thinking of getting a new loan, we...
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Mortgage Year In Review 2021

What a ride it’s been!  If you were involved in the home market in any way last year, we hope you were buckled in! Bidding wars, skyrocketing home values and low rates made it a year unlike any other for homeowners and buyers.
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EHL's Market Minute - Rates made a move

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An Easy Guide To Your Credit Score And The Factors That Influence It

Are you planning to buy a house in the near future? Understanding what your credit score is and what factors influence it can give you a confidence boost when buying a home, plus arm you with knowledge if you need to dispute something.
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Emerald Home Loans & Greenway Raise Over $30K for Animal Rescue

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Becoming a Homeonwer in 2022 just became easier!

Since the pandemic, the meaning of home has certainly changed for many Americans.
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What You Need to Know About Down Payment Gift Money

Are you getting gift money to use for the down payment of your new home? If so, here are a few things you must know before funds start changing hands.
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FHA Increases Loan Limits for 2022

The Federal Housing Agency (FHA) has just increased the amount of money that can be borrowed through its mortgage programs by more than $64k in most areas. In high cost locations, the increase is even greater. New limits will take effect in 2022.The increases will allow more borrowers to take...
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FHFA Raises Conforming Loan Limits for 2022

On November 30, 2021 the Federal Housing Finance Agency (FHFA) announced an increase in the maximum conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2022.
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Work From Home Design Considerations

Want to create a home office to call your own? Before getting started you’ll want to take into consideration functionality as well as aesthetics. We’ve got some design tips to help you get started!
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