Category: mortgage-product
22
Feb
2024
The New Enhanced HomeReady® Program
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Blog,
Product,
Mortgage Product
Exciting news. The new enhanced HomeReady program is increasing access to homeownership!
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30
Jan
2024
Monmouth County, NJ’s First-Time Homebuyers Assistance Program
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Blog,
Product,
Mortgage Product
Are you dreaming of owning your first home but struggling to navigate the complex world of down payments and closing costs? Look no further! TheMonmouth County, NJ First-Time Homebuyers Assistance Programis here to turn your homeownership aspirations into reality. In this blog, we'll explore the...
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25
Jan
2024
Old Home vs New Home- How Much Will You Really Pay for Your Home?
Emerald Home Loans
Insider,
Buy,
Mortgage Product
When choosing your home, it’s helpful to consider the monthly cost of ownership rather than the price on the sales contract. Newly constructed homes often carry a higher purchase price than similar older homes. But the lower energy, maintenance and repair costs compared to an older home may make...
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30
Oct
2023
NJ Smart Start Plus First-Generation Down Payment Assistance Program
Emerald Home Loans
Buy,
First-Time Homebuyer,
Mortgage Product
Exciting News for Aspiring Homebuyers in New Jersey! We’re excited to announce that the state of New Jersey will now offer a new home buying program that’s set to transform the landscape of homeownership, offering an enhanced and more affordable path for first-time home buyers to turn their...
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10
Oct
2023
Mortgage News:Fannie Mae Approves 5% Down Payment for Multi-Unit Homes
Emerald Home Loans
News,
Buy,
Refinance,
First-Time Homebuyer,
Renovation,
Blog,
Product,
Mortgage Product
Exciting developments are underway in the mortgage industry, and we're here to bring you the most significant breakthrough in the mortgage world in the past decade.
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13
Sep
2023
Mortgage News: FHA Credit Rejection Removal
Emerald Home Loans
Insider,
News,
Finances,
Buy,
First-Time Homebuyer,
Product,
Mortgage Product
Was your mortgage application flagged when you tried applying? Not anymore!
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31
Jul
2023
Asset Depletion MOrtgages
Emerald Home Loans
Insider,
Retirement,
Finances,
Buy,
Blog,
Mortgage Product
Not all borrowers have traditional means of employment or income. There are many people who may fit into non-traditional income categories such as:
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14
Jun
2023
First-Time Homebuyer Perks
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Blog,
Product,
Mortgage Product
Buying your first home is a monumental step in life, brimming with excitement and a touch of trepidation. It's a decision that carries both the thrill of newfound independence and the weight of significant responsibility.
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10
May
2023
Understanding Loan-Level Pricing Adjustments: A Complete Guide
Emerald Home Loans
Insider,
News,
Finances,
Buy,
First-Time Homebuyer,
Blog,
Product,
Mortgage Product
Tracey Morgan once said,“Bad news travels at the speed of light; good news travels like molasses.”
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01
Mar
2023
FHA Loan Borrowers Can Soon Save $800 Per Year
Emerald Home Loans
Insider,
News,
Finances,
Buy,
First-Time Homebuyer,
Blog,
Product,
Mortgage Product
Mortgage Insurance will cost less on new FHA home loans. Yes, you heard right, financing a home just became more affordable for hundreds of thousands of buyers!
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