Category: mortgage-product
30
Oct
2023
NJ Smart Start Plus First-Generation Down Payment Assistance Program
Emerald Home Loans
Buy,
First-Time Homebuyer,
Mortgage Product
Exciting News for Aspiring Homebuyers in New Jersey! We’re excited to announce that the state of New Jersey will now offer a new home buying program that’s set to transform the landscape of homeownership, offering an enhanced and more affordable path for first-time home buyers to turn their...
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10
Oct
2023
Mortgage News:Fannie Mae Approves 5% Down Payment for Multi-Unit Homes
Emerald Home Loans
News,
Buy,
Refinance,
First-Time Homebuyer,
Renovation,
Blog,
Product,
Mortgage Product
Exciting developments are underway in the mortgage industry, and we're here to bring you the most significant breakthrough in the mortgage world in the past decade.
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13
Sep
2023
Mortgage News: FHA Credit Rejection Removal
Emerald Home Loans
Insider,
News,
Finances,
Buy,
First-Time Homebuyer,
Product,
Mortgage Product
Was your mortgage application flagged when you tried applying? Not anymore!
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31
Jul
2023
Asset Depletion MOrtgages
Emerald Home Loans
Insider,
Retirement,
Finances,
Buy,
Blog,
Mortgage Product
Not all borrowers have traditional means of employment or income. There are many people who may fit into non-traditional income categories such as:
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14
Jun
2023
First-Time Homebuyer Perks
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Blog,
Product,
Mortgage Product
Buying your first home is a monumental step in life, brimming with excitement and a touch of trepidation. It's a decision that carries both the thrill of newfound independence and the weight of significant responsibility.
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10
May
2023
Understanding Loan-Level Pricing Adjustments: A Complete Guide
Emerald Home Loans
Insider,
News,
Finances,
Buy,
First-Time Homebuyer,
Blog,
Product,
Mortgage Product
Tracey Morgan once said,“Bad news travels at the speed of light; good news travels like molasses.”
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01
Mar
2023
FHA Loan Borrowers Can Soon Save $800 Per Year
Emerald Home Loans
Insider,
News,
Finances,
Buy,
First-Time Homebuyer,
Blog,
Product,
Mortgage Product
Mortgage Insurance will cost less on new FHA home loans. Yes, you heard right, financing a home just became more affordable for hundreds of thousands of buyers!
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07
Nov
2022
NJ Conventional Down Payment Assistance Program Increases To $15,000
Emerald Home Loans
News,
Buy,
First-Time Homebuyer,
Product,
Mortgage Product
Now home buyers can dream even bigger! The New Jersey Conventional Down Payment Assistance (DPA) Program has increased to $15,000 for properties in certain New Jersey counties*. This program was created to provide first-time home buyers a flexible and affordable option for purchasing a home.
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11
Oct
2022
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The Truth About Mortgage Rates
Emerald Home Loans
Insider,
News,
Finances,
Refinance,
Mortgage Product
16
May
2022
Benefits of A Cash-Out Refinance
Emerald Home Loans
Mortgage Product
Buying a home is certainly one of the biggest financial investments you’ll ever make. Keeping a home as comfortable and up to date as possible is key to loving the home you’re in. However, sometimes it’s difficult to come up with extra cash for home renovations and repairs. If you find yourself in...
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