Category: insider

Conforming Loan Limits Increase to $715,000

At Emerald Home Loans, we’re passionate about opening doors for home buyers.
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Why Should I Get Pre-Approved for a Mortgage Loan?

It's always been a good idea, but lately, it's become even more important to get pre-approved before you start your home search. 
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Property Types

When it’s time to buy a new home, it helps to know not only where you want to live, but also what type of home you’ll choose.From single family homes to condos and townhouses, each property type has unique characteristics to understand before you buy.
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the Jumbo Mortgage program

Our Jumbo Loans Are Sizzling Hot! Jumbo loans are in high demand especially in today's competitive housing market. It might be because of their competitive interest rates and flexible loan requirements. But it’s more than that.
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Private Mortgage Insurance What Is It and When Can You Cancel PMI?

If you’ve purchased your home with a down payment lower than 20% of the purchase price, you’re likely paying each month for private mortgage insurance (PMI).
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Most Medical Debts To Be Removed From Credit Reports

Changes are coming to medical debt reporting on consumer credit histories. In fact, credit scoring is changing to help consumers – specifically those with medical debt. That's not something you hear every day!
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What Does The Fed's Rate Hike Mean For Mortgages?

They did it again!
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June Is Homeownership Month

More than ever, we have realized that our homes are so much more than the houses we live in. Over the past couple of years, they’ve become our workplaces, schools for our children, and a safe place where we’ve weathered the most challenging moments of a worldwide pandemic. From rural counties to...
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Market Minute: Are Sales Finally Slowing Down?

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Delayed Financing Gives Homebuyers Cash Power

In many areas, prospective homebuyers understand how difficult the housing market has been. Inventory is tight, prices are up, and competition is intense. In fact, the nation is experiencing one of the most competitive housing markets in history. If you’ve been searching for a home, you can agree.
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