Category: insider

Rate Watch: Fed Increases Rates

The Fed announced another hike.
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How To Make An Offer On A Home

New Year, New Home? Understanding how to make an offer on your dream home will be key to getting the best deal possible. And we’ve got the “how-to” guide just for you; and there’s only easy steps to follow. We’ll outline them below.
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The FHA Raises Loan Limits for 2023

The Federal Housing Agency (FHA) has just increased the amount of money that can be borrowed through its mortgage programs by more than $51k in most areas. In high cost locations, the increase is even greater. New limits will take effect in 2023.The increases will allow more borrowers to take...
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The Truth About Mortgage Rates

 
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Conforming Loan Limits Increase to $715,000

At Emerald Home Loans, we’re passionate about opening doors for home buyers.
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Why Should I Get Pre-Approved for a Mortgage Loan?

It's always been a good idea, but lately, it's become even more important to get pre-approved before you start your home search. 
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Property Types

When it’s time to buy a new home, it helps to know not only where you want to live, but also what type of home you’ll choose.From single family homes to condos and townhouses, each property type has unique characteristics to understand before you buy.
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the Jumbo Mortgage program

Our Jumbo Loans Are Sizzling Hot! Jumbo loans are in high demand especially in today's competitive housing market. It might be because of their competitive interest rates and flexible loan requirements. But it’s more than that.
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Private Mortgage Insurance What Is It and When Can You Cancel PMI?

If you’ve purchased your home with a down payment lower than 20% of the purchase price, you’re likely paying each month for private mortgage insurance (PMI).
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Most Medical Debts To Be Removed From Credit Reports

Changes are coming to medical debt reporting on consumer credit histories. In fact, credit scoring is changing to help consumers – specifically those with medical debt. That's not something you hear every day!
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