Category: insider
04
Dec
2023
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Insider Tips for Getting the Best Mortgage Interest Rate
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer
29
Nov
2023
On November 28, 2023, the Federal Housing Finance Agency (FHFA) announced an increase in the maximum conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2023.
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22
Nov
2023
10 Must-Know Tips for New Homeowners
Emerald Home Loans
Insider,
Buy,
Renovation
Welcome to the exciting world of homeownership! As you step into the realm of owning your own space, a myriad of possibilities and responsibilities unfolds. Understanding what to expect is key, and that's why we've crafted these 10 essential tips. Consider this your starting point, guiding you in...
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02
Oct
2023
Credit tips and Helpful Resources
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Credit
A good credit score is important for more reasons than just obtaining new credit. These days, it can factor into everything from landing a new job to getting the best deal on your insurance policies.It's more important than ever to avoid late payments on your mortgage!
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20
Sep
2023
Mortgage rates don't always follow Fed actions.
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13
Sep
2023
Mortgage News: FHA Credit Rejection Removal
Emerald Home Loans
Insider,
News,
Finances,
Buy,
First-Time Homebuyer,
Product,
Mortgage Product
Was your mortgage application flagged when you tried applying? Not anymore!
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06
Sep
2023
Understanding PITI: Breaking Down Your Mortgage Payment
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Blog
If you're on the journey to homeownership, you've likely encountered the terms "principal" and "interest" in relation to your mortgage. These terms represent the fundamental aspects of what you're borrowing and the associated costs. However, there's more to your mortgage payment than just these two...
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10
Aug
2023
There’s an important rule of thumb about income when it comes to applying for a mortgage. The numbers you report to Uncle Sam are the numbers lenders will use when making a decision about mortgage qualification.
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31
Jul
2023
Asset Depletion MOrtgages
Emerald Home Loans
Insider,
Retirement,
Finances,
Buy,
Blog,
Mortgage Product
Not all borrowers have traditional means of employment or income. There are many people who may fit into non-traditional income categories such as:
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27
Jul
2023
The Fed hikes rates again! After pausing its cycle of policy rate hikes in June, the Fed implemented another increase at its July meeting. Many rate watchers hope the 0.25% hike will be the final increase of the year. Future Fed action depends on the economy.
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