Category: insider
08
Feb
2022
Mortgage Guideline Update | Documenting Self-employed borrowers
Emerald Home Loans
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News,
Buy,
First-Time Homebuyer,
Covid-19
Finally some good news in the mortgage world! 🗞🗞→Documenting income for self-employed buyers is returning to normal.
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02
Feb
2022
Pre-Approval Is Key for Home Buyers in 2022
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Covid-19
When it comes to homebuying, knowing what you can afford should always be step number one. In today’s housing market, a real estate agent or seller is going to want to know if you’ve been pre-approved by a mortgage lender.
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30
Jan
2022
How to Think Strategically in Today’s Real Estate Market
Emerald Home Loans
Insider,
News,
Buy,
First-Time Homebuyer,
Blog
Have you ever played Chess, the game of life, before? Chess requires you to plan and think about strategy, it’s a game about making strong moves and sticking by them. Every decision made has an impact on the rest of your game. Well, the same can be said about buying a home; planning and thinking...
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10
Jan
2022
FHFA Increases Fees On Certain High-Balance and Second-Home Loans
Emerald Home Loans
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News,
Buy,
First-Time Homebuyer,
Product
The Federal Housing Finance Agency (FHFA) recently announced increases to upfront fees for certain high-balance and second-home loans.These changes are in effect for loans delivered on and after April 1st, but will affect rates well in advance, so if you’ve been thinking of getting a new loan, we...
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13
Dec
2021
Since the pandemic, the meaning of home has certainly changed for many Americans.
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06
Dec
2021
What You Need to Know About Down Payment Gift Money
Emerald Home Loans
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Finances,
Buy,
First-Time Homebuyer,
Blog
Are you getting gift money to use for the down payment of your new home? If so, here are a few things you must know before funds start changing hands.
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30
Nov
2021
On November 30, 2021 the Federal Housing Finance Agency (FHFA) announced an increase in the maximum conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2022.
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10
Nov
2021
Down Payment Gift Money for Home Buyers – The Perfect Holiday Gift
Emerald Home Loans
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Finances,
Buy,
First-Time Homebuyer,
Giving Back,
Mortgage Product
The holidays are quickly approaching. ‘Tis the season for giving!
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12
Oct
2021
Conventional Loan limits have increased again!
Emerald Home Loans
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News,
Buy,
First-Time Homebuyer
ConventionalLoan Limitsare increasing effective immediately! As home prices continue to rise, this update gives home buyers more wiggle room to qualify.
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29
Sep
2021
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Escrow Accounts and How They Work
Emerald Home Loans
Insider,
First-Time Homebuyer
