Category: insider

Fannie Mae’s Credit Scoring Changes Could Help Enhance Homeownership

Fannie Mae and Freddie Mac recently announceda major change to the way they assess credit scores when multiple clients are on a mortgage. This update could help more borrowers qualify for a home.
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Mortgage Terms to Know

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What Is A Trigger Lead?

If you’re a potential home buyer, a realtor working with clients, or a homeowner considering a refinance, then this PSA is for you. Don’t be caught off guard by unwittingly becoming a trigger lead.
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Doctor Loan | Emerald Home Loans

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FHA Loan Borrowers Can Soon Save $800 Per Year

Mortgage Insurance will cost less on new FHA home loans. Yes, you heard right, financing a home just became more affordable for hundreds of thousands of buyers!
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Rate Watch: Fed Increases Rates

The Fed announced another hike.
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How To Make An Offer On A Home

New Year, New Home? Understanding how to make an offer on your dream home will be key to getting the best deal possible. And we’ve got the “how-to” guide just for you; and there’s only easy steps to follow. We’ll outline them below.
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The FHA Raises Loan Limits for 2023

The Federal Housing Agency (FHA) has just increased the amount of money that can be borrowed through its mortgage programs by more than $51k in most areas. In high cost locations, the increase is even greater. New limits will take effect in 2023.The increases will allow more borrowers to take...
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The Truth About Mortgage Rates

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Conforming Loan Limits Increase to $715,000

At Emerald Home Loans, we’re passionate about opening doors for home buyers.
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