Category: news

Conforming Loan Limits Increase to $715,000

At Emerald Home Loans, we’re passionate about opening doors for home buyers.
Read More

Most Medical Debts To Be Removed From Credit Reports

Changes are coming to medical debt reporting on consumer credit histories. In fact, credit scoring is changing to help consumers – specifically those with medical debt. That's not something you hear every day!
Read More

What Does The Fed's Rate Hike Mean For Mortgages?

They did it again!
Read More

Market Minute: Are Sales Finally Slowing Down?

Read More

What iS A Mortgage Rate Lock?

You may have heard the term rate lock before. Rate locks can save you thousands of dollars over the time you hold the mortgage loan, but what exactly are they and how do they work?
Read More

Mortgage Guideline Update | Documenting Self-employed borrowers

Finally some good news in the mortgage world! 🗞🗞→ Documenting income for self-employed buyers is returning to normal.
Read More

How to Think Strategically in Today’s Real Estate Market

Have you ever played Chess, the game of life, before? Chess requires you to plan and think about strategy, it’s a game about making strong moves and sticking by them. Every decision made has an impact on the rest of your game. Well, the same can be said about buying a home; planning and thinking...
Read More

FHFA Increases Fees On Certain High-Balance and Second-Home Loans

The Federal Housing Finance Agency (FHFA) recently announced increases to upfront fees for certain high-balance and second-home loans. These changes are in effect for loans delivered on and after April 1st, but will affect rates well in advance, so if you’ve been thinking of getting a new loan, we...
Read More

Becoming a Homeonwer in 2022 just became easier!

Since the pandemic, the meaning of home has certainly changed for many Americans.
Read More

FHA Increases Loan Limits for 2022

The Federal Housing Agency (FHA) has just increased the amount of money that can be borrowed through its mortgage programs by more than $64k in most areas. In high cost locations, the increase is even greater. New limits will take effect in 2022.The increases will allow more borrowers to take...
Read More
1 2 3 4 5