Category: news

Rate Watch: Fed Increases Rates

The Fed announced another hike.
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Buying a Home When Rates Have Risen

Its true rising interest rates can make a big difference in your monthly mortgage payment. But interest rates are only one factor in the cost of financing a home. The market changes that typically come with rising rates can be beneficial and even help mitigate higher payments.
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Housing Market Predictions For 2023: Will Rates Drop?

We are well into the new year now and the housing market is still experiencing constant shifts and changes which leaves many people wondering what will mortgage rates be like in 2023 and will home prices decline? We have the answers and insight to all these questions and more.
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The FHA Raises Loan Limits for 2023

The Federal Housing Agency (FHA) has just increased the amount of money that can be borrowed through its mortgage programs by more than $51k in most areas. In high cost locations, the increase is even greater. New limits will take effect in 2023.The increases will allow more borrowers to take...
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NJ Conventional Down Payment Assistance Program Increases To $15,000

Now home buyers can dream even bigger! The New Jersey Conventional Down Payment Assistance (DPA) Program has increased to $15,000 for properties in certain New Jersey counties*. This program was created to provide first-time home buyers a flexible and affordable option for purchasing a home.
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The Truth About Mortgage Rates

 
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Conforming Loan Limits Increase to $715,000

At Emerald Home Loans, we’re passionate about opening doors for home buyers.
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Most Medical Debts To Be Removed From Credit Reports

Changes are coming to medical debt reporting on consumer credit histories. In fact, credit scoring is changing to help consumers – specifically those with medical debt. That's not something you hear every day!
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What Does The Fed's Rate Hike Mean For Mortgages?

They did it again!
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Market Minute: Are Sales Finally Slowing Down?

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