Category: news
29
Nov
2023
On November 28, 2023, the Federal Housing Finance Agency (FHFA) announced an increase in the maximum conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2023.
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24
Oct
2023
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6 Reasons Why Your First Home Should be a Multi Family Property
Emerald Home Loans
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Finances,
Buy,
First-Time Homebuyer
10
Oct
2023
Mortgage News:Fannie Mae Approves 5% Down Payment for Multi-Unit Homes
Emerald Home Loans
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Buy,
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First-Time Homebuyer,
Renovation,
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Mortgage Product
Exciting developments are underway in the mortgage industry, and we're here to bring you the most significant breakthrough in the mortgage world in the past decade.
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20
Sep
2023
Mortgage rates don't always follow Fed actions.
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13
Sep
2023
Mortgage News: FHA Credit Rejection Removal
Emerald Home Loans
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News,
Finances,
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First-Time Homebuyer,
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Mortgage Product
Was your mortgage application flagged when you tried applying? Not anymore!
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10
Aug
2023
There’s an important rule of thumb about income when it comes to applying for a mortgage. The numbers you report to Uncle Sam are the numbers lenders will use when making a decision about mortgage qualification.
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27
Jul
2023
The Fed hikes rates again! After pausing its cycle of policy rate hikes in June, the Fed implemented another increase at its July meeting. Many rate watchers hope the 0.25% hike will be the final increase of the year. Future Fed action depends on the economy.
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18
Jul
2023
2023 Mid-Year Housing Update
Emerald Home Loans
Insider,
News,
Buy,
First-Time Homebuyer,
Blog
Things are still happening in the housing market. If there’s one thing I want you to learn from this mid-year update on the home financing market, it’s that we’re still here.
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31
May
2023
In July 2022, rapidly rising interest rates triggered a sudden slowdown in the upward trajectory of home prices and the intense bidding wars that accompanied them. Remarkably, 92% of U.S. markets witnessed monthly home price drops throughout the year. It was a significant shift in the market...
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10
May
2023
Understanding Loan-Level Pricing Adjustments: A Complete Guide
Emerald Home Loans
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News,
Finances,
Buy,
First-Time Homebuyer,
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Tracey Morgan once said,“Bad news travels at the speed of light; good news travels like molasses.”
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