Category: news
01
May
2023
Fannie Mae and Freddie Mac recently announceda major change to the way they assess credit scores when multiple clients are on a mortgage. This update could help more borrowers qualify for a home.
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20
Mar
2023
If you’re a potential home buyer, a realtor working with clients, or a homeowner considering a refinance, then this PSA is for you. Don’t be caught off guard by unwittingly becoming a trigger lead.
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01
Mar
2023
FHA Loan Borrowers Can Soon Save $800 Per Year
Emerald Home Loans
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Mortgage Insurance will cost less on new FHA home loans. Yes, you heard right, financing a home just became more affordable for hundreds of thousands of buyers!
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30
Jan
2023
Buying a Home When Rates Have Risen
Emerald Home Loans
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Buy,
Refinance,
First-Time Homebuyer,
Blog
Its true rising interest rates can make a big difference in your monthly mortgage payment. But interest rates are only one factor in the cost of financing a home. The market changes that typically come with rising rates can be beneficial and even help mitigate higher payments.
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17
Jan
2023
Housing Market Predictions For 2023: Will Rates Drop?
Emerald Home Loans
News,
Buy,
First-Time Homebuyer
We are well into the new year now and the housing market is still experiencing constant shifts and changes which leaves many people wondering what will mortgage rates be like in 2023 and will home prices decline? We have the answers and insight to all these questions and more.
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02
Dec
2022
The Federal Housing Agency (FHA) has just increased the amount of money that can be borrowed through its mortgage programs by more than $51k in most areas. In high cost locations, the increase is even greater. New limits will take effect in 2023.The increases will allow more borrowers to take...
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07
Nov
2022
NJ Conventional Down Payment Assistance Program Increases To $15,000
Emerald Home Loans
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Buy,
First-Time Homebuyer,
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Now home buyers can dream even bigger! The New Jersey Conventional Down Payment Assistance (DPA) Program has increased to $15,000 for properties in certain New Jersey counties*. This program was created to provide first-time home buyers a flexible and affordable option for purchasing a home.
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11
Oct
2022
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The Truth About Mortgage Rates
Emerald Home Loans
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News,
Finances,
Refinance,
Mortgage Product
23
Sep
2022
At Emerald Home Loans, we’re passionate about opening doors for home buyers.
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