Category: news
21
Jun
2022
Changes are coming to medical debt reporting on consumer credit histories. In fact, credit scoring is changing to help consumers – specifically those with medical debt. That's not something you hear every day!
Read More
26
May
2022
Read More
Market Minute: Are Sales Finally Slowing Down?
Emerald Home Loans I Markets in a Minute
Insider,
News,
Markets in a Minute,
Blog
21
Feb
2022
You may have heard the term rate lock before. Rate locks can save you thousands of dollars over the time you hold the mortgage loan, but what exactly are they and how do they work?
Read More
08
Feb
2022
Mortgage Guideline Update | Documenting Self-employed borrowers
Emerald Home Loans
Insider,
News,
Buy,
First-Time Homebuyer,
Covid-19
Finally some good news in the mortgage world! 🗞🗞→Documenting income for self-employed buyers is returning to normal.
Read More
30
Jan
2022
How to Think Strategically in Today’s Real Estate Market
Emerald Home Loans
Insider,
News,
Buy,
First-Time Homebuyer,
Blog
Have you ever played Chess, the game of life, before? Chess requires you to plan and think about strategy, it’s a game about making strong moves and sticking by them. Every decision made has an impact on the rest of your game. Well, the same can be said about buying a home; planning and thinking...
Read More
10
Jan
2022
FHFA Increases Fees On Certain High-Balance and Second-Home Loans
Emerald Home Loans
Insider,
News,
Buy,
First-Time Homebuyer,
Product
The Federal Housing Finance Agency (FHFA) recently announced increases to upfront fees for certain high-balance and second-home loans.These changes are in effect for loans delivered on and after April 1st, but will affect rates well in advance, so if you’ve been thinking of getting a new loan, we...
Read More
13
Dec
2021
Since the pandemic, the meaning of home has certainly changed for many Americans.
Read More
02
Dec
2021
FHA Increases Loan Limits for 2022
Emerald Home Loans
News
The Federal Housing Agency (FHA) has just increased the amount of money that can be borrowed through its mortgage programs by more than $64k in most areas. In high cost locations, the increase is even greater. New limits will take effect in 2022.The increases will allow more borrowers to take...
Read More
30
Nov
2021
On November 30, 2021 the Federal Housing Finance Agency (FHFA) announced an increase in the maximum conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2022.
Read More
