12
Aug
2024
How to Avoid First-Time Homebuyer Fatigue
Emerald Home Loans
Buy,
First-Time Homebuyer
In today’s competitive real estate market, where demand often surpasses the supply of available homes, buying a house can feel like a marathon rather than a sprint. f you’re not fortunate enough to find a budget-friendly home immediately and have your first offer accepted, you may experience...
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12
Aug
2024
An old rule of thumb suggested you would need a 1% rate drop to makerefinancingworthwhile. This adage was from a time when average loan amounts were far smaller. However, in today's market, even a smaller decrease in your interest rate can lead to significant savings over the life of your loan.
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14
Mar
2024
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Managing Rising Debt: How Mortgage Refinancing Offers Relief
Emerald Home Loans
Finances
22
Feb
2024
The New Enhanced HomeReady® Program
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Blog,
Product,
Mortgage Product
Exciting news. The new enhanced HomeReady program is increasing access to homeownership!
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30
Jan
2024
Monmouth County, NJ’s First-Time Homebuyers Assistance Program
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Blog,
Product,
Mortgage Product
Are you dreaming of owning your first home but struggling to navigate the complex world of down payments and closing costs? Look no further! TheMonmouth County, NJ First-Time Homebuyers Assistance Programis here to turn your homeownership aspirations into reality. In this blog, we'll explore the...
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25
Jan
2024
Old Home vs New Home- How Much Will You Really Pay for Your Home?
Emerald Home Loans
Insider,
Buy,
Mortgage Product
When choosing your home, it’s helpful to consider the monthly cost of ownership rather than the price on the sales contract. Newly constructed homes often carry a higher purchase price than similar older homes. But the lower energy, maintenance and repair costs compared to an older home may make...
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08
Jan
2024
Your Step-By-Step Roadmap To Mortgage Pre-Approval
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer
GETTING STARTED ON YOUR HOME BUYING JOURNEY Getting a home loan may feel like an epic journey at times, but with the right guidance it can be easily conquered. Before you begin, reach out to a Emerald Home Loans Loan Officer to discuss your financial situation so we can work on a plan to get you...
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02
Jan
2024
Leverage Your Home’s Equity for A Brighter 2024
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Renovation,
Blog,
Product
In the ever-evolving landscape of personal finance, leveraging your assets to secure a brighter future has become a prevailing theme. If you're still grappling with high-interest debts from last year or envisioning major life changes, your home's equity could be the key to unlocking newfound...
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18
Dec
2023
December 2023 Rate Watch: Fed Keeps Policy Rates Unchanged
Emerald Home Loans
The Federal Reserve Board left policy rates unchanged at their most recent meeting, as expected.Mortgage rates had already fallen in anticipation.
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04
Dec
2023
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Insider Tips for Getting the Best Mortgage Interest Rate
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer
