30
Oct
2023
NJ Smart Start Plus First-Generation Down Payment Assistance Program
Emerald Home Loans
Buy,
First-Time Homebuyer,
Mortgage Product
Exciting News for Aspiring Homebuyers in New Jersey! We’re excited to announce that the state of New Jersey will now offer a new home buying program that’s set to transform the landscape of homeownership, offering an enhanced and more affordable path for first-time home buyers to turn their...
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24
Oct
2023
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6 Reasons Why Your First Home Should be a Multi Family Property
Emerald Home Loans
News,
Finances,
Buy,
First-Time Homebuyer
11
Oct
2023
Renting vs Owning: Common Considerations
Emerald Home Loans
Finances,
Buy,
First-Time Homebuyer,
Blog
In case you’re still deciding let’s see how they compare.
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10
Oct
2023
Mortgage News:Fannie Mae Approves 5% Down Payment for Multi-Unit Homes
Emerald Home Loans
News,
Buy,
Refinance,
First-Time Homebuyer,
Renovation,
Blog,
Product,
Mortgage Product
Exciting developments are underway in the mortgage industry, and we're here to bring you the most significant breakthrough in the mortgage world in the past decade.
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02
Oct
2023
Credit tips and Helpful Resources
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Credit
A good credit score is important for more reasons than just obtaining new credit. These days, it can factor into everything from landing a new job to getting the best deal on your insurance policies.It's more important than ever to avoid late payments on your mortgage!
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20
Sep
2023
Mortgage rates don't always follow Fed actions.
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13
Sep
2023
Mortgage News: FHA Credit Rejection Removal
Emerald Home Loans
Insider,
News,
Finances,
Buy,
First-Time Homebuyer,
Product,
Mortgage Product
Was your mortgage application flagged when you tried applying? Not anymore!
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12
Sep
2023
How Does a Home Equity Line of Credit (HELOC) Work?
Emerald Home Loans
Establishing a line of credit to access your home’s equity is an important decision! You now have a flexible tool you can leverage to fund important endeavors, improve your home, or help support your financial well-being.
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06
Sep
2023
Understanding PITI: Breaking Down Your Mortgage Payment
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Blog
If you're on the journey to homeownership, you've likely encountered the terms "principal" and "interest" in relation to your mortgage. These terms represent the fundamental aspects of what you're borrowing and the associated costs. However, there's more to your mortgage payment than just these two...
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10
Aug
2023
There’s an important rule of thumb about income when it comes to applying for a mortgage. The numbers you report to Uncle Sam are the numbers lenders will use when making a decision about mortgage qualification.
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