Where Does Your Mortgage Payment Really Go?

It's common belief that when you make your mortgage payment to a bank or other large mortgage servicing company, they are the ones earning the interest you pay each month. While this would seem like simple common sense, it's actually much more involved, and the truth may surprise you.
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Markets in a Minute: A Glimpse at the Pre-Coronavirus Housing Market

Please enjoy this quick update on what happened this week in the housing and financial markets.
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Markets in a Minute: What are Predictions for Recovery?

Please enjoy this quick update on what happened this week in the housing and financial markets.
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Protecting Your Credit During the Covid-19 Pandemic

 
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Closing Costs: What the Heck Are They?

There are a lot of moving parts when it comes to buying a home and it can be confusing (especially for first-time home buyers). One frequently misunderstood area is closing costs. Many home buyers think that saving for their down payment is enough to buy the house of their dreams, but what about...
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Mortgage Assistance During COVID-19

The first priority of Emerald Home Loans is the health and safety of our team members, clients and communities. If you are facing financial struggles related to COVID-19 that are impacting your ability to make your mortgage payments, please see the information below regarding new mortgage relief...
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Be on The Lookout for Coronavirus Scammers

While most people want to help each other weather difficult times, there may be individuals who selfishly see disasters as an opportunity to profit. It’s important to be diligent and on the lookout for those trying to take advantage of these circumstances.
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Tax Day Deadline: Important Changes

 
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5 Tips to Starting Your Home Search

In today’s market, low inventory dominates the conversation in many areas of the country. It can often be frustrating to be a first-time homebuyer if you aren’t prepared. Here are five tips from realtor.com’s article, “How to Find Your Dream Home—Without Losing Your Mind.”
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What should you expect from a Home Inspection?

Congrats! You’ve made an offer and it was accepted! What’s next? It’s now time to have the home inspected prior to closing.  A thorough home inspection when you’re buying a house can save you thousands of dollars in unexpected repairs — or from unwittingly buying a money pit.
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