Category: blog
27
Jul
2023
The Fed hikes rates again! After pausing its cycle of policy rate hikes in June, the Fed implemented another increase at its July meeting. Many rate watchers hope the 0.25% hike will be the final increase of the year. Future Fed action depends on the economy.
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18
Jul
2023
2023 Mid-Year Housing Update
Emerald Home Loans
Insider,
News,
Buy,
First-Time Homebuyer,
Blog
Things are still happening in the housing market. If there’s one thing I want you to learn from this mid-year update on the home financing market, it’s that we’re still here.
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03
Jul
2023
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Understanding the Homebuying Process
Emerald Home Loans
Insider,
Buy,
First-Time Homebuyer,
Blog
14
Jun
2023
First-Time Homebuyer Perks
Emerald Home Loans
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Finances,
Buy,
First-Time Homebuyer,
Blog,
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Mortgage Product
Buying your first home is a monumental step in life, brimming with excitement and a touch of trepidation. It's a decision that carries both the thrill of newfound independence and the weight of significant responsibility.
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31
May
2023
In July 2022, rapidly rising interest rates triggered a sudden slowdown in the upward trajectory of home prices and the intense bidding wars that accompanied them. Remarkably, 92% of U.S. markets witnessed monthly home price drops throughout the year. It was a significant shift in the market...
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10
May
2023
Understanding Loan-Level Pricing Adjustments: A Complete Guide
Emerald Home Loans
Insider,
News,
Finances,
Buy,
First-Time Homebuyer,
Blog,
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Mortgage Product
Tracey Morgan once said,“Bad news travels at the speed of light; good news travels like molasses.”
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01
May
2023
Fannie Mae and Freddie Mac recently announceda major change to the way they assess credit scores when multiple clients are on a mortgage. This update could help more borrowers qualify for a home.
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21
Mar
2023
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Mortgage Terms to Know
Emerald Home Loans
Insider,
Buy,
First-Time Homebuyer,
Blog
20
Mar
2023
If you’re a potential home buyer, a realtor working with clients, or a homeowner considering a refinance, then this PSA is for you. Don’t be caught off guard by unwittingly becoming a trigger lead.
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