Category: blog
01
Mar
2023
FHA Loan Borrowers Can Soon Save $800 Per Year
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Mortgage Insurance will cost less on new FHA home loans. Yes, you heard right, financing a home just became more affordable for hundreds of thousands of buyers!
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30
Jan
2023
Buying a Home When Rates Have Risen
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Its true rising interest rates can make a big difference in your monthly mortgage payment. But interest rates are only one factor in the cost of financing a home. The market changes that typically come with rising rates can be beneficial and even help mitigate higher payments.
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22
Dec
2022
How To Make An Offer On A Home
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New Year, New Home? Understanding how to make an offer on your dream home will be key to getting the best deal possible. And we’ve got the “how-to” guide just for you; and there’s only easy steps to follow. We’ll outline them below.
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02
Dec
2022
The Federal Housing Agency (FHA) has just increased the amount of money that can be borrowed through its mortgage programs by more than $51k in most areas. In high cost locations, the increase is even greater. New limits will take effect in 2023.The increases will allow more borrowers to take...
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12
Sep
2022
Fall Home Maintenance Checklist
Emerald Home Loans
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Prep Your Home For Fall
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21
Jun
2022
If you’ve purchased your home with a down payment lower than 20% of the purchase price, you’re likely paying each month for private mortgage insurance (PMI).
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31
May
2022
June Is Homeownership Month
Emerald Home Loans
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More than ever, we have realized that our homes are so much more than the houses we live in. Over the past couple of years, they’ve become our workplaces, schools for our children, and a safe place where we’ve weathered the most challenging moments of a worldwide pandemic. From rural counties to...
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26
May
2022
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Market Minute: Are Sales Finally Slowing Down?
Emerald Home Loans I Markets in a Minute
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