VA One-Time Close Construction Loan

Are you a U.S. Veteran or an active-duty service member looking to build your own home? If so, your journey to building your dream home starts here with Emerald Home Loans' VA One-Time Close Construction Loan. This one-time close construction loan provides Veterans with a simple and affordable way...
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What iS A Mortgage Rate Lock?

You may have heard the term rate lock before. Rate locks can save you thousands of dollars over the time you hold the mortgage loan, but what exactly are they and how do they work?
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Down Payment Game Plan

Struggling to save up for a down payment on a new home?
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Mortgage Guideline Update | Documenting Self-employed borrowers

Finally some good news in the mortgage world! 🗞🗞→Documenting income for self-employed buyers is returning to normal.
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USDA One-Time Close Construction Loan

Your dream home starts here with EHL's USDA One Time Close Construction Loan. With 100% financing and a low minimum credit score, this program is designed to provide you flexibility and affordability, so you can build your perfect home – all with just one application and one closing.
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Pre-Approval Is Key for Home Buyers in 2022

When it comes to homebuying, knowing what you can afford should always be step number one. In today’s housing market, a real estate agent or seller is going to want to know if you’ve been pre-approved by a mortgage lender.
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How to Think Strategically in Today’s Real Estate Market

Have you ever played Chess, the game of life, before? Chess requires you to plan and think about strategy, it’s a game about making strong moves and sticking by them. Every decision made has an impact on the rest of your game. Well, the same can be said about buying a home; planning and thinking...
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FHA Home Construction Loan

If you’re looking for an all-in-one financing solution to build your dream home, look no further. The FHA Construction Loan is one of EHL's Specialty One-Time Close Construction Loans.
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FHFA Increases Fees On Certain High-Balance and Second-Home Loans

The Federal Housing Finance Agency (FHFA) recently announced increases to upfront fees for certain high-balance and second-home loans.These changes are in effect for loans delivered on and after April 1st, but will affect rates well in advance, so if you’ve been thinking of getting a new loan, we...
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Mortgage Year In Review 2021

What a ride it’s been! If you were involved in the home market in any way last year, we hope you were buckled in! Bidding wars, skyrocketing home values and low rates made it a year unlike any other for homeowners and buyers.
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