21
Jun
2022
If you’ve purchased your home with a down payment lower than 20% of the purchase price, you’re likely paying each month for private mortgage insurance (PMI).
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21
Jun
2022
Changes are coming to medical debt reporting on consumer credit histories. In fact, credit scoring is changing to help consumers – specifically those with medical debt. That's not something you hear every day!
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31
May
2022
June Is Homeownership Month
Emerald Home Loans
Insider,
Buy,
First-Time Homebuyer,
Blog
More than ever, we have realized that our homes are so much more than the houses we live in. Over the past couple of years, they’ve become our workplaces, schools for our children, and a safe place where we’ve weathered the most challenging moments of a worldwide pandemic. From rural counties to...
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26
May
2022
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Market Minute: Are Sales Finally Slowing Down?
Emerald Home Loans I Markets in a Minute
Insider,
News,
Markets in a Minute,
Blog
16
May
2022
Should You Use a Cash-Out Refinance to Consolidate High-Interest Debt?
Emerald Home Loans
Many homeowners refinance to pay off debt that has built up over time, such as credit cards and auto loans. If you find yourself struggling with high-interest debt, you’re not alone. According toExperian, the average American household has $92,727 in personal debt.
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16
May
2022
Benefits of A Cash-Out Refinance
Emerald Home Loans
Mortgage Product
Buying a home is certainly one of the biggest financial investments you’ll ever make. Keeping a home as comfortable and up to date as possible is key to loving the home you’re in. However, sometimes it’s difficult to come up with extra cash for home renovations and repairs. If you find yourself in...
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16
May
2022
HELOC vs. Cash-Out Refinance
Emerald Home Loans
The value of most homes has been on the rise. If you’re in need of cash to replace the roof, update the kitchen, pay for education, or help finance a new place for the kid who’s back from college and living rent-free in the basement, your home's rising value may provide the leverage you need to...
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10
May
2022
Debt Consolidation Calculator
Emerald Home Loans
Did you know that interest savings may be hiding in your mortgage? When you think of a mortgage loan, you typically think of interestcosts. But if you consolidate other debts into your mortgage, you can start thinking of interestsavingsinstead.
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09
May
2022
Top 2022 Home Renovations for Maximum ROI
Emerald Home Loans
If you’re planning on selling your house in 2022 or if you’re looking to tackle some home renovation projects, we’ve got the top renovations that will give you the highest return on your investment. Find out what’s trending this year and learn about our Home Renovation Mortgage Loans.
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