The Fed Increased Rates | What Does This Mean For You?

If you haven't already heard the news, interest rates are on the rise. The Fed promised, and they delivered in their meeting this week.
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NJ Conventional Down Payment Assistance Program

If you’re a first-time home buyer looking to purchase a home, then you’re familiar with the high ticked price tags these homes come with. They have certainly skyrocketed. It’s common to feel discouraged and to feel as if homeownership is out of reach these days, but we’ve got good news. Luckily,...
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May is Home Remodeling Month

It's that time of year when many of us start making updates to our homes. May is Home Remodeling Month and Emerald Home Loans is celebrating all month long! Be sure to visit our Facebook and Instagram pages for remodeling inspiration, trends, and information regarding home improvement.
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An Energy Efficient Mortgage – Does it Even Exist?

Green mortgages do exist, but what exactly are they? Green mortgages are an environmentally friendly type of home loan. How do you make a mortgage environmentally friendly; you might ask? Green mortgages, also known as Energy Efficient Mortgages (EEM), are a special type of loan designed to make...
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3 Tips for Single Home Buyers

The thought of buying a home on your own as a single home buyer can be intimidating. If you’re making this leap, it’s going to take careful planning and the right team of experts.
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Advice For the First-Time Home Buyer

Are you a first-time home buyer or thinking about buying a home soon? Emerald Home Loans (EHL) wants you to feel ready and prepared for the biggest, most exciting purchase of your life. We put together some questions for you to answer so that you can see where you stand currently. Go through and...
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A Mortgage Loan for Doctors

Introducing the Doctor Loan One benefit of becoming a doctor is being able to take advantage of unique home financing opportunities. EHL's Doctor Loan is a great tool to help medical professionals who are looking to achieve the dream of homeownership.
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Delayed Financing Gives Homebuyers Cash Power

In many areas, prospective homebuyers understand how difficult the housing market has been. Inventory is tight, prices are up, and competition is intense. In fact, the nation is experiencing one of the most competitive housing markets in history. If you’ve been searching for a home, you can agree.
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Homebuyers: Have No Fear, Bidding Wars Will Ease in 2022

Bidding wars seemed to be the norm in 2021. And if you were searching for a home, you know this to be true. Will bidding wars still be a thing in 2022?
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FHFA Releases Home Price Index and values are up 17.5% YOY

The Federal Housing Finance Agency released its House Price Index for Q4 of 2021 and home prices were up 17.5% year over year. Your area's details can be found in my Real Estate Appreciation Data Report.
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