Category: buy
21
Jun
2022
Changes are coming to medical debt reporting on consumer credit histories. In fact, credit scoring is changing to help consumers – specifically those with medical debt. That's not something you hear every day!
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31
May
2022
June Is Homeownership Month
Emerald Home Loans
Insider,
Buy,
First-Time Homebuyer,
Blog
More than ever, we have realized that our homes are so much more than the houses we live in. Over the past couple of years, they’ve become our workplaces, schools for our children, and a safe place where we’ve weathered the most challenging moments of a worldwide pandemic. From rural counties to...
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11
Mar
2022
Delayed Financing Gives Homebuyers Cash Power
Emerald Home Loans
Insider,
Buy,
First-Time Homebuyer,
Blog,
Product,
Mortgage Product
In many areas, prospective homebuyers understand how difficult the housing market has been. Inventory is tight, prices are up, and competition is intense. In fact, the nation is experiencing one of the most competitive housing markets in history. If you’ve been searching for a home, you can agree.
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21
Feb
2022
You may have heard the term rate lock before. Rate locks can save you thousands of dollars over the time you hold the mortgage loan, but what exactly are they and how do they work?
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14
Feb
2022
Down Payment Game Plan
Emerald Home Loans
Buy,
First-Time Homebuyer,
Mortgage Product
Struggling to save up for a down payment on a new home?
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08
Feb
2022
Mortgage Guideline Update | Documenting Self-employed borrowers
Emerald Home Loans
Insider,
News,
Buy,
First-Time Homebuyer,
Covid-19
Finally some good news in the mortgage world! 🗞🗞→Documenting income for self-employed buyers is returning to normal.
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02
Feb
2022
Pre-Approval Is Key for Home Buyers in 2022
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Covid-19
When it comes to homebuying, knowing what you can afford should always be step number one. In today’s housing market, a real estate agent or seller is going to want to know if you’ve been pre-approved by a mortgage lender.
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30
Jan
2022
How to Think Strategically in Today’s Real Estate Market
Emerald Home Loans
Insider,
News,
Buy,
First-Time Homebuyer,
Blog
Have you ever played Chess, the game of life, before? Chess requires you to plan and think about strategy, it’s a game about making strong moves and sticking by them. Every decision made has an impact on the rest of your game. Well, the same can be said about buying a home; planning and thinking...
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10
Jan
2022
FHFA Increases Fees On Certain High-Balance and Second-Home Loans
Emerald Home Loans
Insider,
News,
Buy,
First-Time Homebuyer,
Product
The Federal Housing Finance Agency (FHFA) recently announced increases to upfront fees for certain high-balance and second-home loans.These changes are in effect for loans delivered on and after April 1st, but will affect rates well in advance, so if you’ve been thinking of getting a new loan, we...
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03
Jan
2022
An Easy Guide To Your Credit Score And The Factors That Influence It
Emerald Home Loans
Buy,
First-Time Homebuyer,
Credit
Are you planning to buy a house in the near future? Understanding what your credit score is and what factors influence it can give you a confidence boost when buying a home, plus arm you with knowledge if you need to dispute something.
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