Category: buy
30
Jan
2023
Buying a Home When Rates Have Risen
Emerald Home Loans
News,
Buy,
Refinance,
First-Time Homebuyer,
Blog
Its true rising interest rates can make a big difference in your monthly mortgage payment. But interest rates are only one factor in the cost of financing a home. The market changes that typically come with rising rates can be beneficial and even help mitigate higher payments.
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17
Jan
2023
Housing Market Predictions For 2023: Will Rates Drop?
Emerald Home Loans
News,
Buy,
First-Time Homebuyer
We are well into the new year now and the housing market is still experiencing constant shifts and changes which leaves many people wondering what will mortgage rates be like in 2023 and will home prices decline? We have the answers and insight to all these questions and more.
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22
Dec
2022
How To Make An Offer On A Home
Emerald Home Loans
Insider,
Buy,
First-Time Homebuyer,
Blog
New Year, New Home? Understanding how to make an offer on your dream home will be key to getting the best deal possible. And we’ve got the “how-to” guide just for you; and there’s only easy steps to follow. We’ll outline them below.
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02
Dec
2022
The Federal Housing Agency (FHA) has just increased the amount of money that can be borrowed through its mortgage programs by more than $51k in most areas. In high cost locations, the increase is even greater. New limits will take effect in 2023.The increases will allow more borrowers to take...
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21
Nov
2022
Renting vs. Owning Your Own Home
Emerald Home Loans
Buy,
First-Time Homebuyer
Let’s compare the costs and benefits of renting and owning.
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07
Nov
2022
NJ Conventional Down Payment Assistance Program Increases To $15,000
Emerald Home Loans
News,
Buy,
First-Time Homebuyer,
Product,
Mortgage Product
Now home buyers can dream even bigger! The New Jersey Conventional Down Payment Assistance (DPA) Program has increased to $15,000 for properties in certain New Jersey counties*. This program was created to provide first-time home buyers a flexible and affordable option for purchasing a home.
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06
Sep
2022
Why Should I Get Pre-Approved for a Mortgage Loan?
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer
It's always been a good idea, but lately, it's become even more important toget pre-approvedbefore you start your home search.
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15
Aug
2022
Property Types
Emerald Home Loans
Insider,
Buy,
First-Time Homebuyer
When it’s time to buy a new home, it helps to know not only where you want to live, but also what type of home you’ll choose.From single family homes to condos and townhouses, each property type has unique characteristics to understand before you buy.
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30
Jun
2022
Our Jumbo Loans Are Sizzling Hot! Jumbo loans are in high demand especially in today's competitive housing market. It might be because of their competitive interest rates and flexible loan requirements. But it’s more than that.
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