Emerald Home Loans is proud to introduce our Alternative Documentation Program which offers flexible qualifying for non-traditional borrowers.
For many homebuyers, traditional income or credit documentation can be a significant challenge. The Alt-Doc Program enables borrowers to qualify using alternative methods such as asset depletion and/or bank statements.
This program is ideal for self-employed borrowers who do not meet traditional documentation requirements but can qualify using flexible alternatives*
1099 Only
W-2 Only
1-Year tax return
12-month bank statement
Asset qualifier
*Based on reserves, payment history and credit depth. **Restrictions apply to DTI over 43%. Eligibility requirements, exclusions and other terms and conditions apply.
Have questions on this program or want to see if you qualify? Contact us at 833-345-1234 or click below to fill out our Contact Us Form and one of our loan officers will be in touch.