Category: credit
02
Oct
2023
Credit tips and Helpful Resources
Emerald Home Loans
Insider,
Finances,
Buy,
First-Time Homebuyer,
Credit
A good credit score is important for more reasons than just obtaining new credit. These days, it can factor into everything from landing a new job to getting the best deal on your insurance policies.It's more important than ever to avoid late payments on your mortgage!
Read More
01
May
2023
Fannie Mae and Freddie Mac recently announceda major change to the way they assess credit scores when multiple clients are on a mortgage. This update could help more borrowers qualify for a home.
Read More
20
Mar
2023
If you’re a potential home buyer, a realtor working with clients, or a homeowner considering a refinance, then this PSA is for you. Don’t be caught off guard by unwittingly becoming a trigger lead.
Read More
03
Jan
2022
An Easy Guide To Your Credit Score And The Factors That Influence It
Emerald Home Loans
Buy,
First-Time Homebuyer,
Credit
Are you planning to buy a house in the near future? Understanding what your credit score is and what factors influence it can give you a confidence boost when buying a home, plus arm you with knowledge if you need to dispute something.
Read More
03
Aug
2020
How To Manage Your Credit Score
Emerald Home Loans
Credit
Recent tallies show almost a third of U.S. credit scores fall below 649. While not impossible, acquiring a mortgage loan will likely be more difficult and more expensive at this level than with higher scores. Here are the fundamentals to guide you in establishing and maintaining a healthy and...
Read More
07
May
2020
It's common belief that when you make your mortgage payment to a bank or other large mortgage servicing company, they are the ones earning the interest you pay each month. While this would seem like simple common sense, it's actually much more involved, and the truth may surprise you.
Read More
01
Apr
2020
The first priority of Emerald Home Loans is the health and safety of our team members, clients and communities. If you are facing financial struggles related to COVID-19 that are impacting your ability to make your mortgage payments, please see the information below regarding new mortgage relief...
Read More