Marry The House. Date The Rate.

marry the house. date the rate.

It’s no secret over the past couple years the housing marketing has been red hot. With the Fed constantly raising rates, may prospective homebuyers worry whether their window to purchase a home has sailed. “Is it still a good time to buy a house?” The team at Emerald Home Loans says, “Yes!”

Of course, the right time to buy is when you’re ready. But, for many home buyers, interest rates are a top concern. What many don’t realize is that interest rates are always in flux and there’s no real way to predict their path. Trying to catch the perfect rate shouldn’t deter you if you find the perfect house.

Marry The House. Date the Rate

We often say, “Marry the house. Date the rate.” This ultimately means, don’t let interest rates deter you because you can always refinance when the time is right. If you find the perfect house, don’t wait! The rate may not be what you hoped for, but again there will be opportunities to refinance in the future.

Loan Solutions

EHL offers a variety of loan options to suit the needs of each and every client whether you’re looking to buy your first home, move up, refinance, or invest.

Some loan options include VA, USDA, FHA, Conventional, Down Payment Assistance, Reverse, Renovation, Construction Loans, Refinance, Jumbo, Doctor Loans, and more.

Information on these can be found by visiting our website here.

If you’re a first-time home buyer we’ve got all the information to get you up to speed with the home buying process. Download our free First-Time Home Buying Guide or check out our home buying resources here.

House Hunting

Houses are selling quickly, and sometimes competition is driving multiple offers. If you're looking for your dream home, you’ll want to get pre-approved first.

A pre-approval gives you a competitive edge, allows you to negotiate with power and let’s you know how much you can afford. Our online application is easy, and you'll have a pre-approval letter in hand in no time.

Bottom Line

Committing to a home you love doesn’t mean you have to commit to the financing available now forever. You can always change your financing to more favorable terms later should better rates become available. Think of it this way. If rates continue to get higher, you’ll be glad you married the house when you did!  

When you’re ready to take the next step please reach out with any questions. We’re here and ready to get you pre-approved and into your dream home.

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