First-Time Home Buyers - You Have Options!

First Time Home Buyers

It’s no lie, the housing market has been wild. If you’re a first-time homebuyer, don’t lose faith in finding your first home. You have options. Sometimes thinking outside the box can lead you in the right direction. Here are a few things to consider:

Your Budgetbudget

Have you crunched the numbers yet to see how much you can afford? If you’re unsure of your magic number, reach out to the experts at Emerald Home Loans. We’ll look at your finances and assess what you can borrow.

Consider a Condo or a Townhouse

Condos and Townhouses make great starter homes. In fact, they’ll help you build equity to fuel a move when you’re ready!condo or townhouse

Click here to find out if Townhouse Living or Condo Living is right for you.

Expand Your Radius

Widening your radius to include nearby neighborhoods or communities can help you find a hidden gem.

Weight Your Must-Have and Nice-To-Haves

Not finding the perfect house? Take another look at your desired features and see if any are nice-to-have instead of essential. Work with your trusted real estate agent and let them know what your wants and needs are.

Emerald Home Loans is Here To Help Guide You!

As a first-time homebuyer, there are a variety of different mortgage programs available to you. Some include:

We also have a variety of tools and resources to help you through your home buying journey. Whether you’re just starting to save or you already have a house in mind, we can help you get your keys to your first home.

Your first home is out there. Work with your real estate agent and loan officer to stay up to date on all your options and to find out what other first-time homebuyers are doing to find their dream homes.

Reach out when you’re ready to take the next step! We are here to help.

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